More than ever, attention should be paid to have a good credit history, especially if we want to buy our own lending for SME credit business or to help us grow our business off the ground or to another level.

Business systems are changing and for a company to go ahead is almost essential that with a good history of not only performance but also the financial solvency to show that the debts that have been and are being paid as agreed.

The importance of having the option always available to give us credit, is that it will be a tool we can use, whether in times of crisis or in stages in which you want to grow the business.

In general I share three measures to be followed strictly to achieve the objective of maintaining a good credit history:

* Pay on time .- sounds obvious but to pay the credits earned within the dates stipulated in the contracts or credit that have been signed, will create confidence in lending institutions or our creditors, which will keep the door open for new loans in the future.
* Must only what you can pay .- many people (or companies) make the mistake of over-indebtedness, this happens very often in times of crisis, however, that preventive measures to prepare for these eventualities. Review your finances regularly to determine how much money will eventually have to face a period of loans acquired, will be obvious that if your payment capacity reached its limit, will be counterproductive to ask for a new loan.
* Visit your creditor .- It is very common that when we have payment problems with our creditors, we break all contact with them, generally people hide when you need money, ironically, in those moments when there are payment problems, the best is to approach, talk and explain the reasons for arrears of receivables. In fact today, credit institutions have systems for debt restructuring or extension of credit terms to help the debtor in case of contingencies, the important thing here is to approach without fear and to agree an arrangement that is beneficial to both parties.

These simple but powerful steps your business can grow exponentially through the proper management of the credits for companies that go to buy or already have.

Remember, as I have said before, it is highly recommended not to have a business debts, including loans can help your business grow faster, for this reason care must detail your credit history so that your chances of getting Financing for your business grow.

A credit institution can become a great business partner, provided they are trained to use the credits that give us the best of all is that they do not ask you accountable for what you do with the money you pay, simply the agreement must comply with them, your employer will depend partly take care of this partner will always be there to throw you a nudge in the pursuit of success with your business.